The most comprehensive crypto IRA comparison tool. Compare fees, assets, security, and minimums across all major providers to find your best match.
All 3 major providers compared across every key metric. Data verified March 2026.
| Metric | 1BlockTrust IRA | 2Bitcoin IRA | 3iTrustCapital |
|---|---|---|---|
| Overall Score | 9.4 / 10 | 9.1 / 10 | 8.8 / 10 |
| Best For | Most investors | Brand trust & history | Lowest fees |
| Setup Fee | $0 | $0 | $0 |
| Annual Fee | $200 / year | $240 / year | $0 |
| Transaction Fee | 1% per trade | 2% per trade | 1% per trade |
| Min. Investment | $1,000 | $3,000 | $1,000 |
| Supported Cryptos | 60+ | 60+ | 25+ |
| Custodian | BitGo Trust | BitGo Trust | Coinbase Custody |
| Insurance | $250M per account | $700M total | FDIC on cash |
| Cold Storage | ✓ Yes | ✓ Yes | ✓ Yes |
| Roth IRA | ✓ Yes | ✓ Yes | ✓ Yes |
| Traditional IRA | ✓ Yes | ✓ Yes | ✓ Yes |
| SEP IRA | ✓ Yes | ✓ Yes | ✓ Yes |
| 401(k) Rollover | ✓ Yes | ✓ Yes | ✓ Yes |
| Founded | 2019 | 2016 | 2018 |
| BBB Rating | A+ | A+ | A+ |
| Headquarters | Austin, TX | Los Angeles, CA | Irvine, CA |
| Full Review | Read Review → | Read Review → | Read Review → |
Not sure which provider fits your situation? Find the best match by what matters most to you.
The best all-around crypto IRA for most investors, balancing fees, security, asset selection, and ease of use.
The most cost-efficient crypto IRA — no setup fee, no annual fee, and only 1% per transaction. Best for frequent traders.
The widest selection of cryptocurrencies available in a single IRA account, including major altcoins beyond BTC and ETH.
The highest level of institutional-grade custody, insurance coverage, and cold storage for maximum asset protection.
The most accessible crypto IRA for investors just getting started, with the lowest required opening investment.
The longest track record in the crypto IRA industry, with the most years of operational history and client trust.
The 6 most important factors to evaluate when comparing crypto IRA providers.
Add up setup fees, annual fees, and transaction fees to calculate your true annual cost. A $0 annual fee with 2% transactions can cost more than $200/yr with 1% transactions if you trade frequently.
Look for institutional-grade custodians (BitGo Trust, Coinbase Custody) with substantial insurance coverage. Per-account insurance is better than aggregate coverage.
If you want exposure beyond Bitcoin and Ethereum, verify the provider supports your target assets. Selection ranges from 25+ to 60+ depending on the provider.
Minimums range from $1,000 to $10,000+. Start with a provider that matches your current investment capacity — you can always add more later.
IRA accounts are long-term relationships. Evaluate whether the provider offers dedicated account specialists, phone support, and responsive service before committing.
Ensure the provider uses an IRS-approved custodian and follows all required reporting. Non-compliance can result in significant tax penalties and disqualification of your IRA.